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Cheap Car Insurance through Car Maintenance

Car insurance premium can really burn a serious hole in your pocket. There are, of course, ways on how you can keep your insurance premium low. The best way to do it is to properly maintain your vehicle and keep it in tip-top shape. This would ensure that your vehicle is always running at its best and will reduce the chances of accidents. In most accident cases, 5% of these incidents are caused by faulty engines or tire blowouts—situations that could have been avoided with the right car maintenance.

It is quite unfortunate that a lot of people do not properly maintain their vehicles even if keeping the car in good shape can be easily done. All it takes is performing regular repairs and checkups. Here are two tips on how you can keep your tires and engines working properly:

Car Insurance Tip #1: Tire Maintenance. Tires that are properly inflated and maintained are far from accidents. When tires are maintained, they help improve the function of your vehicle. To keep them working properly you have to:

1. Check tire pressure on a regular basis. To ensure long life for your tires, you need to keep the tire pressure maintained. Using a pressure gauge, check tire pressure at least once a month when the tires are cold (at least three hours after last usage of vehicle). If you're not sure about the right pressure for your tire, check the manual.

2. Avoid driving tires that are not properly inflated. This is particularly true if you plan to drive long distances. You need to make sure that the pressure is not too high or too low. Improper pressure affects gas mileage. It also wears and tears the tires faster.

3. Check that your wheels are aligned. Tires should be properly aligned, otherwise, it needs to be either rotated or adjusted.

Car Insurance Tip #2: Engine Maintenance. Oil change is the simplest, yet the most important way to keep your engine working in top condition. When you change your oil regularly, you are:

1. Removing the impurities. The oil in your vehicle collects contaminants that eventually form a thick sludge. The latter then, sticks on your vehicle's engine thereby reducing gas mileage. More sludge in your engine is equal to lower engine efficiency.

2. Reduces friction. Regular oil change lubricates the engine and reduces the chances of overheating.

During these hard times, it is always best to save whatever you can. Car insurance premium can be kept at a minimum, again, through proper maintenance of your vehicle.

Types of Car Insurance

Car

Insurance coverage for vehicles is as varied as the vehicles themselves. It is always best to understand the different types of insurance for your vehicle so you'll know what you will get in case you got into an accident. The law also requires that anyone who owns a car must have an insurance. The premium that you will pay largely depends on several factors like your gender, age, make and model of your car, and more.

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How Does Car Insurance Work?

Driver

Car insurance is one thing that all car owners should have. While not everyone wishes that they will use it, the knowledge that insurance covers you and your vehicle for any accidents will give you peace of mind while driving. Vehicles' insurance coverage does not only include payment for the damages on the car but an assurance for your medical fees as well. Properties that are damaged by the vehicle involved in the accident are also covered. In short, insurance coverage for cars protects the owners from unwanted expenses that may be incurred should an accident happen.

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Cheap Car Insurance
through Car Maintenance

Car

Car insurance premium can really burn a serious hole in your pocket. There are, of course, ways on how you can keep your insurance premium low. The best way to do it is to properly maintain your vehicle and keep it in tip-top shape. This would ensure that your vehicle is always running at its best and will reduce the chances of accidents. In most accident cases, 5% of these incidents are caused by faulty engines or tire blowouts—situations that could have been avoided with the right car maintenance.

More